Don’t let poor credit stand in the way of achieving your goals. A family guarantee and the right advice can see you well on your way. Matt and Natasha had found their perfect first home. However, there were a few
If you buy and sell an investment property, you may be required to pay capital gains tax (CGT) on that sale. It’s important to understanding this tax when buying or selling a home. What is CGT? This is a tax
Sometimes an individual is left with a bad credit rating after the breakdown of a relationship, and can be rejected by lenders because of it. But that need not be the end of the story. Following her separation from her
If you have a stable income but don’t have the cash for a deposit, an expert may help find a way to turn your dreams into reality. Robert and Brooke had a good, solid income but they didn’t have a
If you don’t receive approval don’t give up. Speak to a professional in the industry and keep your dream alive. Penny Holland* had found her dream home and made an offer, which was accepted. Now all she had to do
Sometimes, getting a deal over the line in time requires a conversation with an industry expert. Late last year, Martin Jones was seeking finance to purchase a share in an investment property with two other investors, and simultaneously trying to
After her divorce, Rebecca decided to buy a house in which she, her mother Denise and her son Oliver could live. A local credit adviser was able to help, even though the family didn’t have a big deposit. Rebecca Miller
There are plenty of upsides to buying an investment property that already has a tenant, as well as a raft of risks. Here’s how to minimise them. > Purchasing an investment property that already has a tenant means you collect
Young couple Sam and Kate were keen to start paying off their own home rather than paying rent, but had no savings. Here’s how they bought their first property. Sam and Kate Bowen were wondering why they were paying off
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. When you are working out what amount