From today’s vantage point, the 2014/2015 financial year was certainly an interesting one. We saw interest rates cut further to bring them to the lowest levels in a generation, helping to fuel higher capital city house prices. We also saw
There are many considerations when selling your home and one of the most important things is how it is presented. First impressions matter and, if you ensure that your home looks its best, your asking price will appear more acceptable
Going to auction can be a gamble. But there are a few simple things you can do to help win your dream home. 1. Kick the tyres first Inspect the property multiple times with the right specialists. Consider any required
Read Spring is the perfect time to spruce up the home. For a little inspiration here are three great home blogs that will certainly get the creative juices flowing: The Design Files: Heralded as Australia’s most popular design
Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. Saving the necessary deposit can be difficult without making a few adjustments to your finances. Spring cleaning your budget is
What do the APRA announcements mean for your property portfolio? In December 2014, APRA, the prudential regulator of the Australian financial services industry, announced an increase in the level of supervisory focus on residential mortgage lending. This announcement was directed
Is it better to buy a property to live in or rent where you want to live and buy an investment property somewhere else? Becoming a ‘Rentvestor’ is something that has been widely discussed and is worth giving some thought
Mr and Mrs Smith bought their four bedroom family home in Carnegie, Victoria in 2008 for $720,000 putting down a $144,000 deposit and taking out a loan for $576,000. The couple recently decided that they’d look at buying an investment
Before shopping for your dream home or investment property, you will be encouraged to apply for a pre-approval. Pre-approvals serve as a worthwhile exercise to ensure you can borrow a pre-determined amount and therefore go shopping with a degree of
There are many ways to avoid paying Lenders Mortgage Insurance (LMI). Depending on your lender’s requirements, LMI allows you to borrow up to 95% of the purchase price of your home, with a lower deposit than is usually required. The